Washington Mutual is currently offering a 5.45% APY 10-month certificate of deposit. The minimum deposit is $1,000. It has an add-on feature that allows you to make additional deposits up to the amount of the initial deposit. The additional deposits must be at least $100. New money is required to open this account, and it requires that you have a WaMu checking account. This special is not listed at the bank’s website, but instead is being advertised in local newspapers. It is available in New Jersey, New York, Connecticut and California.

WaMu also has a pretty good deal on its online CDs. They’re offering 5.35% APY on all terms from 6 to 60 months.

If you need to open a WaMu checking account, make sure you get their Free Checking account. And if you’re going to open this Free Checking, you may want to consider also opening their 5% Savings Account. If you sign up for both online, you get the 5% APY on the savings account and the monthly fee waiver.

Washington Mutual is FDIC insured.