Wilshire State Bank still offers their top cd rates for their Flex certificate of deposit. The interest rates have been pegged for the past two months and will most likely continue be very competitive. The current cd rates are 2.40% APY for their 18-month CD and 2.30% APY for the 12-month money in the bank deal.

To enjoy the highest cd rates, new money deposit is required for a minimum of $10,000. The certificate of deposit program also has some liquid features which allow unlimited deposits for a minimum of $1000 through the set cap of $95,000. The bank also allows 6 withdrawals of $1000 or up during the term.

The add-on features give you some leverage. In case the rates go up, you can take out the money for greener pastures elsewhere. If the rates don’t spike, you can always beef up the funds for better returns.

Interested parties who want to enjoy the best interest rates can complete an online application. This deal is good nationwide. You have to send this mail by post so the bank can send you the other documents to complete.

During the application, you can choose how you want the interest rate be played. You can ask the bank to credit it to your Wilshire State Bank account or to an outside account.

Funding the account presents you with two options. You can mail a check or move funds from your Wilshire account.

The rates may change any time but it is accurate as of 10 August. It will be wise to contact the bank to ask for some details that you may want to know about the CD programs,

Wilshire State Bank has several branches in New Jersey, New York, Southern California, and Dallas, Texas. It is a Korean-American financial institution.

No related posts.